Mortgage Consultant card · Dubai Land Department
A mortgage consultant advises buyers on property finance and walks them through the legal steps to the transfer. This preparation targets the DLD Mortgage Consultant card, at $40 once, with explained questions and timed mocks.
Mortgage Consultant · full preparation
The DLD lists “mortgage consultant” as one of its thirteen practice-card activities, separate from “mortgage broker”. The two cards are not interchangeable.
Our course treats the consultant as the person who assesses a buyer’s situation, explains the costs and the steps, and stays within suitability and disclosure rules. The first lesson compares the card with the mortgage broker card, using verified facts only.
The DLD lists the issuance fee at AED 500 and requires a good conduct certificate from Dubai Police. Nobody may practise before obtaining the card, and the card stays valid as long as the trade licence.
The DLD publishes nothing on a test for this card. Compare with the Mortgage Broker card, or read the RERA exam guide if you also sell property.
| Item | What the DLD lists |
|---|---|
| Card issuance fee | AED 500 |
| Validity | Linked to the trade licence |
| Document | Good conduct certificate |
| Question count, duration, pass mark | Not published |
Two-thirds of the course follows a financed purchase from approval to registration. The last third is about how you behave.
Mortgage registration and the sale process. How a financed purchase moves from the bank’s approval to the transfer, then mortgage registration and release. Law No. 7 of 2006 is the base: the DLD alone registers property rights.
Advising buyers. Reading a buyer’s situation, explaining costs and steps, suitability and disclosure.
Conduct, data protection and AML. The DLD guide lists ten ethics principles, among them honesty, privacy and protecting the contracting parties. Brokers also have federal anti-money-laundering duties, including goAML reporting.
A free preview lesson on the card, a 15-question diagnostic, and two timed mock exams at the end, with a score by topic.
Three confusions for a consultant
Consultant card or broker card. In our course the consultant advises and the broker arranges the loan. A case that describes advice only does not call for the broker’s duties, and the reverse.
Helpful or suitable. A product can be popular and still be wrong for this buyer. The exam rewards the answer that fits the client’s situation and discloses the costs, not the cheapest or the quickest one.
Confidential or reportable. Client data is private under the ethics principles. Anti-money-laundering rules still require a report when the signs are there. Know which duty the case triggers.
Short lessons, then cases where you must advise.
Comprehension mode lets you read any practice question, its options, hint and explanation in French, Arabic, Hindi, Urdu, Russian or Chinese. Advice cases are long: reading them in your own language first saves time on the English version.
Four lessons, each tied to the law or the DLD guide it comes from.
Six practice quizzes. The hint points to the rule, and the explanation says why each wrong option fails.
Our own format: 40 questions in 60 minutes, no hints, no translation. The DLD publishes no format for this card.
We train you to 75%, a practice target and not an official pass mark.
More answers in the full FAQ.
The DLD lists them as two activities. In our course, the broker arranges the finance and the consultant advises the buyer on it. The first lesson of each course sets out the scope using verified facts only. Confirm your role with the DLD.
The DLD service page gives no test format, question count, pass mark or language for it. Our mocks are our own training format.
No. We do not teach figures we cannot source, and practice questions that need numbers give them to you.
Yes. All-Access includes both, plus the other disciplines and the four single modules.
Four lessons and two mocks fit in a few weeks of evenings. Your readiness score tells you when you are at 75%.
$40 (≈ AED 149) for this card, paid once, 12 months of access. Or every DLD discipline with All-Access for $99 (≈ AED 365).
Advisers to prepare as a team? See team licences for brokerages, from 5 seats. Or try the free practice test first.
$40
≈ AED 149 · one payment · 12 months
Start my preparationRERA Exam is independent of the Dubai Land Department and RERA. It does not replace any DLD requirement and issues no card. Official rules and fees are on dubailand.gov.ae. Questions? Write to info@rera-exam.com or on WhatsApp.
