Dubai real estate glossary: Ejari, Oqood, Mollak, escrow
Every term the RERA exam uses, defined in two or three plain sentences. Where the exam likes to confuse two close notions, the difference is stated. Each entry also shows the term in French, Arabic, Hindi, Urdu, Russian and Chinese.
The notice a landlord must serve, by notary public or registered mail, to evict at the end of a lease on the grounds the law allows (Law No. 33 of 2008).
FR Préavis d’expulsion de 12 moisAR إشعار الإخلاء 12 شهراًHI 12 महीने का बेदखली नोटिसUR 12 ماہ کا بے دخلی نوٹسRU Уведомление о выселении за 12 месяцевZH 12个月腾退通知
9
90-day notice
The notice a landlord or tenant must give before the lease ends to change its terms or not renew, unless the contract says otherwise.
FR Préavis de 90 joursAR إشعار 90 يوماًHI 90 दिन का नोटिसUR 90 دن کا نوٹسRU Уведомление за 90 днейZH 90天通知
A
Advertising permit
A Trakheesi permit required before a property is advertised. The permit number must appear on the advert.
FR Permis de publicitéAR تصريح الإعلانHI विज्ञापन परमिटUR اشتہاری اجازت نامہRU Разрешение на рекламуZH 广告许可
Annual test
The test a broker must pass before the DLD renews the broker card. See broker card renewal.
FR Test annuelAR الاختبار السنويHI वार्षिक परीक्षाUR سالانہ ٹیسٹRU Ежегодный тестZH 年度考试
Anti-money laundering (AML)
The duties of brokers to identify clients, report suspicious transactions through goAML and keep records.
FR Lutte contre le blanchimentAR مكافحة غسل الأموالHI धन शोधन निवारणUR منی لانڈرنگ کی روک تھامRU Противодействие отмыванию денегZH 反洗钱
B
BRN
Broker Registration Number: the number of an individual broker’s card, shown on adverts and checked by clients.
FR Numéro d’enregistrement du courtierAR رقم تسجيل الوسيطHI ब्रोकर पंजीकरण संख्याUR بروکر رجسٹریشن نمبرRU Регистрационный номер брокераZH 经纪人注册号
Broker card
The DLD practice card that allows a person to work as a real estate broker in Dubai. Its validity is linked to the brokerage’s trade licence.
FR Carte de courtierAR بطاقة الوسيطHI ब्रोकर कार्डUR بروکر کارڈRU Карта брокераZH 经纪人卡
C
Code of ethics
The conduct rules for Dubai brokers: fair treatment, respect, privacy, honesty, quality, integrity, commitment to society, protecting clients, preserving documents and respecting DLD rules.
The bank account of a development project into which buyers pay. Under Law No. 8 of 2007 it is used only for that project.
FR Compte séquestreAR حساب الضمانHI एस्क्रो खाताUR ایسکرو اکاؤنٹRU Эскроу-счётZH 托管账户
Escrow agent
The bank or financial institution that manages a project escrow account. It keeps 5% of the account after the completion certificate.
FR Agent séquestreAR أمين حساب الضمانHI एस्क्रो एजेंटUR ایسکرو ایجنٹRU Эскроу-агентZH 托管代理
F
Form A
The DLD standard contract between a seller and a brokerage to market a property.
FR Formulaire A (mandat vendeur)AR النموذج أ (عقد البائع والوسيط)HI फ़ॉर्म A (विक्रेता अनुबंध)UR فارم A (فروخت کنندہ معاہدہ)RU Форма A (договор с продавцом)ZH A表(卖方委托合同)
Form B
The DLD standard contract between a buyer and a broker, recording the buyer’s wish to purchase.
FR Formulaire B (mandat acheteur)AR النموذج ب (عقد المشتري والوسيط)HI फ़ॉर्म B (खरीदार अनुबंध)UR فارم B (خریدار معاہدہ)RU Форма B (договор с покупателем)ZH B表(买方委托合同)
Form F
The DLD standard sale agreement (memorandum of understanding) between seller and buyer.
FR Formulaire F (compromis de vente)AR النموذج ف (اتفاقية البيع)HI फ़ॉर्म F (बिक्री समझौता)UR فارم F (فروخت کا معاہدہ)RU Форма F (договор купли-продажи)ZH F表(买卖协议)
Form I
The agreement between two cooperating brokerages, which market guides call Form I (the DLD publishes standard templates for Forms A, B and F).
FR Formulaire I (accord entre agences)AR النموذج I (اتفاقية بين الوسطاء)HI फ़ॉर्म I (ब्रोकर-से-ब्रोकर)UR فارم I (بروکر سے بروکر)RU Форма I (соглашение между брокерами)ZH I表(经纪人合作协议)
Freehold
Full ownership of a property. Non-UAE nationals may hold it in areas designated under Law No. 7 of 2006.
At renewal, rent may rise only if it is more than 10% below the index average: 5%, 10%, 15% or 20% depending on the gap (Decree No. 43 of 2013).
FR Augmentation de loyerAR زيادة الإيجارHI किराया वृद्धिUR کرایہ میں اضافہRU Повышение арендной платыZH 租金上涨
Rental Dispute Centre
The DLD body that decides disputes between landlords and tenants. The law calls it the Special Tribunal for the Settlement of Disputes between Landlords and Tenants.
FR Centre de règlement des litiges locatifsAR مركز فض المنازعات الإيجاريةHI किराया विवाद केंद्रUR کرایہ تنازعہ مرکزRU Центр по арендным спорамZH 租赁纠纷中心
RERA
Real Estate Regulatory Agency: the regulatory arm affiliated with the DLD. Under Law No. 4 of 2019 it licenses real property activities, registers practitioners, issues their cards and approves advertising content.
FR Agence de régulation immobilièreAR مؤسسة التنظيم العقاريHI रियल एस्टेट नियामक एजेंसीUR ریئل اسٹیٹ ریگولیٹری ایجنسیRU Агентство по регулированию недвижимостиZH 房地产监管局
RERA rental index
The official index of average rents in Dubai used to decide how much rent may rise at renewal under Decree No. 43 of 2013.
FR Indice des loyersAR مؤشر الإيجاراتHI किराया सूचकांकUR کرایہ انڈیکسRU Индекс арендной платыZH 租金指数
S
Security deposit
The amount a landlord may take to secure the maintenance of the property, refundable in full or in part at the end of the lease.
FR Dépôt de garantieAR مبلغ التأمينHI सुरक्षा जमाUR سیکیورٹی ڈپازٹRU ЗалогZH 押金
Service charges
The yearly charges owners pay for the common parts. A management entity needs RERA approval before collecting them.
FR Charges de copropriétéAR رسوم الخدماتHI सेवा शुल्कUR سروس چارجزRU Плата за обслуживаниеZH 物业服务费
T
Tenancy contract
The written lease signed by landlord and tenant. Under Law No. 26 of 2007 it must be registered.
FR Contrat de bailAR عقد الإيجارHI किरायेदारी अनुबंधUR کرایہ داری معاہدہRU Договор арендыZH 租赁合同
Title deed
The document the DLD issues for a real property right, based on the property register. Under Law No. 7 of 2006 it has absolute evidentiary value.
FR Titre de propriétéAR سند الملكيةHI स्वामित्व विलेखUR ملکیت نامہRU Свидетельство о праве собственностиZH 产权证
Trade licence
The licence of the brokerage company. The broker card’s validity is linked to it.
The DLD system that issues licences, practice cards and advertising permits, and records violations. Broker card renewals go through it.
FR Trakheesi (système de permis)AR نظام تراخيصيHI ट्राखीसी प्रणालीUR تراخیصی سسٹمRU Система TrakheesiZH Trakheesi 许可系统
Transfer of ownership
Registering the sale of a property in the DLD property register, after which the buyer receives a new title deed.
FR Transfert de propriétéAR نقل الملكيةHI स्वामित्व हस्तांतरणUR ملکیت کی منتقلیRU Переход права собственностиZH 产权过户
Trustee office
A registration trustee office where DLD transactions such as transfers are processed.
FR Bureau fiduciaire d’enregistrementAR مكتب أمين التسجيلHI ट्रस्टी कार्यालयUR ٹرسٹی آفسRU Офис регистрационного доверенного лицаZH 登记受托办公室
U
Usufruct
The right to use a property and take its income without owning it.
FR UsufruitAR حق الانتفاعHI उपयोग अधिकारUR حق انتفاعRU УзуфруктZH 用益权
Pairs of terms the exam likes to confuse
Learn these in pairs. Each one has cost candidates easy marks.
Forms A, B and F
Form F is between buyer and seller. Form A is with the seller’s brokerage and Form B with the buyer’s broker. The agreement between two cooperating brokerages is what market guides call Form I; the DLD publishes standard templates for Forms A, B and F.
Oqood and title deed
Oqood belongs to the interim register of off-plan units. The title deed belongs to the main register.
Ejari and the tenancy contract
The tenancy contract is the agreement. Ejari is its registration. Courts and government bodies may not hear disputes on unregistered leases.
90 days and 12 months
90 days is the notice to change the terms or not renew a lease. 12 months is the notice to evict at expiry, by notary public or registered mail.
BRN and ORN
The BRN is the number of the broker’s card. The ORN is the number of the brokerage office.
Mollak and Ejari
Mollak concerns service charges in jointly owned property. Ejari concerns tenancy registration. Different systems, different questions.
The Arabic text of a law prevails over its English translation. RERA Exam is independent of the Dubai Land Department and RERA.
From words to marks
Definitions help you read. Questions help you remember. Every lesson defines its terms, and every quiz tests them.